Benchmark Auto Sales Morehead City
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Used Cars, Trucks and SUVs for Sale and Lease in Morehead City, NC -- The Buy Here Pay Here Alternative!. With Benchmark what you see is what you get. We are a simple and straightforward dealership in Morehead City that offers mechanically sound and affordable vehicles. We post the minimum down payment requirement on every vehicle and this includes tax, tag, etc.

You will not need anything more than what we post to drive off the lot with the car. If you decide to lease through us, we do not check credit so anything negative on it does not have to be discussed. In-house leasing approvals are primarily based on your job and affordability. See the 'Am I Approved' tab above for more information. See dealer for complete details.

We never sell our accounts to outside companies. This includes the warranty, GAP waiver, local roadside assistance, etc. This means you will never have to deal with a 1-800 number or anyone other than us concerning anything that may come up with your vehicle or account.
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Simply stated, it is our mission to provide reliable vehicles at an affordable payment and to make the process of getting a vehicle as simple, quick and easy for our customers as possible.
We include a warranty on every single vehicle we offer, and the warranty lasts the entire time you are paying for it through our in-house financing program.
Again, we will not sell or lease a vehicle 'AS-IS' to our customers.
Think about that for a minute.
If we cannot stand behind the vehicle with a long term warranty, we won't offer it on our lot.
For our in-house lease financing programs, we do NOT check credit because we base our approvals on your job, affordability and friendliness.
You have to have a smile and your payments have to be less than 20% of your net income to be approved.
No joke, we only want to do business with friendly and happy people who appreciate the same in return!
To calculate what you are approved for, multiply your after tax (take home) pay by 20%.
Your weekly payment has to be less than this amount.
For example, if you take home $415 per week after taxes, you qualify for an $83/wk payment (415x20%=83).
The in-house finance market has shifted towards keeping people in older vehicles for longer terms and at higher payments over the past decade.
It is becoming common for people to sign five or even six year loans on vehicles with over one hundred thousand miles on them already at traditional buy-here-pay-here car dealers.
Six years at $400 a month is $28,800.
Simply stated, that is absurd.
We are changing this trend at Benchmark Morehead City.
Having a personal vehicle is a luxury, but it isn't a luxury that has to break you every month.
After 2 years, upgrade into a new vehicle for just $500.
Don't have $500?
No problem, you can renew into a standard plan to keep the current vehicle and then upgrade into another vehicle at any time going forward for just $500!
It's as simple as that; and as always, it includes our powertrain warranty!.
Our 2-year lease plan gives our customers an easier way to drive vehicles for lower down payments than we can offer with our standard plan.
The 2-year lease plan is new; it is different; it is cutting edge and most importantly, it is really customer friendly!
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